Insurance Types

Plain-language explainers for every type of insurance you might need in your 30s. No jargon, no sales pitch.

Term Life Insurance

The most common and affordable life insurance. Pay a monthly premium, get a payout if you die during the term.

Whole Life Insurance

Permanent coverage that builds cash value. More expensive — and usually not what 30-somethings need.

Coming soon

Health Insurance

How to evaluate plans, understand deductibles, and pick the right coverage for your situation.

Coming soon

Homeowners Insurance

What's covered, what's not, and how to avoid being underinsured.

Coming soon

Renters Insurance

The cheapest and most overlooked policy. Covers way more than you think.

Coming soon

Auto Insurance

Liability, comprehensive, collision — what you actually need and what you can skip.

Coming soon

Disability Insurance

Protects your income if you can't work. Short-term vs long-term explained.

Coming soon

Umbrella Insurance

Extra liability coverage that kicks in when your other policies max out.

Coming soon

Pet Insurance

Is it worth it? When to get it, what to look for, and what it actually covers.

Coming soon

Travel Insurance

When it makes sense, what it covers, and how to avoid overpaying.

Coming soon

Business Liability Insurance

General liability, professional liability, and what freelancers need to know.

Coming soon

Identity Theft Insurance

What it covers (and doesn't), and whether you actually need it.

Coming soon